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You have a healthy surplus this month — worth parking some in a TFSA?
Net cashflow of +$1,088.33 this month. Contributions grow completely tax-free.
Left to spend before October 2026
$1,088.33
You kept 26% of what came in this month.
Essentials $2,426.90Everyday $328.97One-offs $360.00Unspent $1,088.33
This month's data
BY ACCOUNT
TD
TD Chequing
Through the 24th · usually ~28th
SC
Scotiabank Savings
Through the 28th · usually ~30th
RB
RBC Mastercard
Through the 28th · usually ~20th
Income
▲
+$4,204.20
Expenses
▼
−$3,115.87
Lowest balance
$
$14,198.30
Spending breakdown
Applies to categories, calendar & top merchants below
Where the money went
BY CATEGORY
Total out
$3,115.87
8 categories
Where you shop most
TOP MERCHANTS BY SPEND
1
Maple Grove Property Mgmt
$1,750.002
Loblaws
$195.753
Amazon.ca
$145.604
Presto Fare
$120.005
The Keg Steakhouse
$96.40Where the dollars went, and why.
View all transactions →Category breakdown
TAP A CATEGORY TO SEE ITS TRANSACTIONS
Housing
1 TRANSACTIONS · 1 UNIQUE MERCHANT
−$1,750.00
Avg per tx
$1,750.00
3-month avg
$1,750.00
Vs average
+0%
% of income
42%
TRANSACTIONS
SEP 01
Maple Grove Property Mgmt
TD Chequing
−$1,750.00
Your month, day by day.
Spending calendar
CLICK ANY DAY FOR DETAILS
Less
More
SUN
$45.56
MON
$27.05
TUE
$379.88
WED
$26.00
THU
$77.88
FRI
$54.55
SAT
$66.59
Week 1
+$2,100.00−$2,078.48
Week 2
$0.00−$228.59
Week 3
+$2,100.00−$472.55
Week 4
$0.00−$278.85
Week 5
+$4.20−$57.40
TUEs cost 3.9× your typical day this month.
Busiest day
Tue, Sep 1
Quietest day
Sat, Sep 26
Zero-spend
6 / 30
Avg / active day
$135.47
Selected day
TRANSACTIONS THIS DAY
TUESDAY
September 1, 2026
TOTAL SPENT
3 transactions · 3 categories
−$1,760.99
Maple Grove Property Mgmt
−$1,750.00
Housing · Chequing
Spotify
−$10.99
Subscriptions · Credit CardRECURRING
Employer Payroll
+$2,100.00
Income · Chequing
Where you shop most
TOP 5 MERCHANTS
BY SPEND
01
M
Maple Grove Property Mgmt
1 VISIT · HOUSING · AVG $1,750.00
−$1,750.00
02
L
Loblaws
2 VISITS · GROCERIES · AVG $97.88
−$195.75
03
A
Amazon.ca
1 VISIT · SHOPPING · AVG $145.60
−$145.60
04
P
Presto Fare
1 VISIT · TRANSPORT · AVG $120.00
−$120.00
05
T
The Keg Steakhouse
1 VISIT · DINING · AVG $96.40
−$96.40
BY VISITS
01
L
Loblaws
−$195.75 TOTAL · GROCERIES · AVG $97.88
2×
02
M
Maple Grove Property Mgmt
−$1,750.00 TOTAL · HOUSING · AVG $1,750.00
1×
03
A
Amazon.ca
−$145.60 TOTAL · SHOPPING · AVG $145.60
1×
04
P
Presto Fare
−$120.00 TOTAL · TRANSPORT · AVG $120.00
1×
05
T
The Keg Steakhouse
−$96.40 TOTAL · DINING · AVG $96.40
1×
Balance through the month
DAILY RUNNING BALANCE
Your accounts
3 LINKED
TD
TD ChequingTD · Chequing
+$3,450.80
SC
Scotiabank SavingsScotiabank · Savings
+$12,845.30
RB
RBC MastercardRBC · Credit Card
−$674.00
First-time visits
NEW MERCHANTS THIS MONTH · 1 TOTAL
Places you paid for the first time this month.
DoorDash$54.30
Off the beaten path
ATYPICAL SPEND THIS MONTH
Category · 35% above avg
Dining hit $360.00. Your 3-month average is $267.00. The Keg Steakhouse is the biggest driver.Merchant · 2.3× typical
The Keg Steakhouse charged $96.40. Your typical charge is $42.00.Biggest hit this month
SINGLE LARGEST EXPENSE
Maple Grove Property Mgmt
Sep 01 · Housing
−$1,750.00
Maple Grove Property Mgmt accounts for 42% of your income this month.
Avg daily
$103.86
Highest day
$1,760.99
GENERATED Sep 24, 2026, 14:30 · 28 TRANSACTIONS · 3 ACCOUNTS