QuackBalance reads your bank statements right in your browser — never uploaded to any server — and shows you where every dollar goes. No linking bank credentials, no third-party data brokers. Just clarity, month after month.
No spreadsheet building. No manual entry of every coffee. Bring your monthly bank PDFs and QuackBalance does the reading for you.
Tell us your bank and the type of account: chequing, savings, credit card, TFSA, RRSP or FHSA. Nothing more.
≈ 30 secondsDownload your monthly statements from your bank and drop them here. Your browser reads them — the files never leave your device.
≈ 1 minuteSee where every dollar went, where it's going, and what you could be doing differently. Month by month, category by category.
Forever afterMost personal finance apps ask for your bank login. We think that's a bad trade. QuackBalance reads your PDF statements locally, right inside your browser tab, and only sends categorized summaries to the cloud — with your explicit consent, every time.
Categorized transactions across all your Canadian bank accounts. Weekly and monthly summaries. Alerts when something's off. Insights you can actually act on.
Chequing, savings, credit cards, TFSA, RRSP and FHSA — all consolidated. Filter, compare, and see the whole picture.
Purchases mapped to the right category automatically — Loblaws → Groceries, Rogers → Telecom, Tim Hortons → Coffee.
Track due dates, utilization and interest cost across every card. Never pay a late fee by accident again.
Find the best week of the month to contribute to goals or investments — based on your actual cashflow patterns.
TFSA and RRSP contribution room, FHSA eligibility, Ontario Trillium credit, GST/HST — flagged when they apply to you.
Gentle nudge once a month to keep your statements fresh — so your dashboard reflects reality, not last quarter.
Every dollar has a shadow: the thing you could have done with it instead. QuackInsights studies your last twelve months and surfaces the trades that would have actually improved your position — with the math to back it up.
See what's in Pro →All the core features are free. Pro unlocks reporting, exports and QuackInsights — the deep analysis of your last twelve months.